Flexible Loan Eligibility
Loans value from Rs.10 Lakh to Rs. 5 Crore
Loans against commercial, residential property
Loan for your business as well as personal needs
Flexible Hours Work at your own pace
Why choose Home Loan
Explore the flexibility of your Home Loan Benefits & Perks
A Home Loan gives you the best of both worlds — the security of a collateral-backed loan and the freedom to use funds as you need.
Collateral advantage
Secured against your property, reducing lender risk and resulting in significantly lower interest rates than unsecured loans.
Generous loan amount
Loan amount is determined by your property's market value, offering much higher limits than personal or unsecured loans.
Flexible tenure
Enjoy repayment periods typically spanning 5 to 20 years, keeping your monthly installments comfortably low.
Versatility
Multipurpose use allows you to address any financial need — education, business, medical, or home renovation — without restrictions.
Credit score boost
Timely repayment enhances your credit score, demonstrating responsible borrowing behaviour to future lenders.
Quick loan disbursal
Minimal paperwork and fast processing ensure funds are disbursed to your account in the shortest possible time.
Eligibility
Meet the following criteria to qualify for a Home Loan from Fintexis Services.
Age
Applicants must be between 21 and 65 years of age at the time of application.
Income
Salaried applicants must earn a minimum of ₹10,000/month. Self-employed applicants must earn a minimum of ₹2,00,000/year.
Employment
Salaried individuals require 2–3 years of experience in an MNC or Pvt/Public Ltd. Company. Self-employed applicants must have a minimum of 3 years in their current field.
Credit Score
A credit score of 750 or above is considered good and improves approval chances significantly.
Required Documents
- PAN Card (mandatory)
- Aadhaar Card / Voter ID / Passpor
- Address Proof — Electricity Bill / Ration Card
- Passport-size Photographs
- Bank Account Details (for payouts)
- Last 6 months Bank Statement
- GST / Business Registration (if applicable)
- Professional License (for CAs, Doctors, Lawyers)
- Income Tax Returns — last 2–3 years
Our Home Loan Offerings
Outstanding features of our Home Loan Products
Choose the loan type that fits your exact need — whether you’re building, expanding, renovating, or buying from abroad.
Home Construction Loan
If you possess a plot of land but lack the financial means to construct a home on it, our Home Construction Loan is tailored for you. This loan is designed to fund the construction or repair of a significant portion of your home.
Home Extension Loan
Already own a home and considering expanding it? Whether it's adding an annex, building an extra floor, or extending the existing structure, our Home Extension Loan is the ideal solution to finance your expansion needs.
Home Improvement Loan
Elevate your living space by addressing various home improvement projects. From upgrading furniture and fixtures to fixing faulty lighting systems, our Home Improvement Loan provides the financial support you need for a better quality of life.
NRI Home Loan
For Non-Resident Indians who harbour a patriotic spirit and aspire to own residential property in India, our NRI Home Loan is the answer. While the application process may involve unique formalities, this loan caters specifically to the needs of NRI homeownership.
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