Flexible Loan Eligibility
Loans value from Rs.10 Lakh to Rs. 5 Crore
Loans against commercial, residential property
Loan for your business as well as personal needs
Flexible Hours Work at your own pace
Why choose Loan Against Property
Explore the flexibility of your property Benefits & Perks
A Loan Against Property gives you the best of both worlds — the security of a collateral-backed loan and the freedom to use funds as you need.
Collateral advantage
Secured against your property, reducing lender risk and resulting in significantly lower interest rates than unsecured loans.
Generous loan amount
Loan amount is determined by your property's market value, offering much higher limits than personal or unsecured loans.
Flexible tenure
Enjoy repayment periods typically spanning 5 to 20 years, keeping your monthly installments comfortably low.
Versatility
Multipurpose use allows you to address any financial need — education, business, medical, or home renovation — without restrictions.
Credit score boost
Timely repayment enhances your credit score, demonstrating responsible borrowing behaviour to future lenders.
Quick loan disbursal
Minimal paperwork and fast processing ensure funds are disbursed to your account in the shortest possible time.
Eligibility
Meet the following criteria to qualify for a Loan Against Property from Fintexis Services.
Nationality
Must be a citizen of India with valid government-issued documentation.
Occupation & income
Provide proof of occupation and income to demonstrate financial stability and creditworthiness.
Credit history
A three-digit credit score reflecting your repayment history and overall borrowing behaviour.
Banking relationship
A positive relationship with the lender improves approval chances and may lead to better loan terms.
Property market value
The collateral's current market value must exceed the calculated loan amount to be considered.
Clear property title
You must be the current owner with a clear title; the property must not be mortgaged elsewhere.
Required Documents
- PAN Card (mandatory)
- Aadhaar Card / Voter ID / Passpor
- Address Proof — Electricity Bill / Ration Card
- Passport-size Photographs
- Bank Account Details (for payouts)
- Last 6 months Bank Statement
- GST / Business Registration (if applicable)
- Professional License (for CAs, Doctors, Lawyers)
- Income Tax Returns — last 2–3 years
EMI Calculator
Loan EMI
Total Interest Payable
Total Payment
(Principal + Interest)