Easy Solar Loans
Solar Made Affordable
Smart Solar Financing
Go Solar Today
Solar Loan Solutions
Features & Benefits
Why choose a Solar Panel Loan?
Lower your electricity bills, reduce dependency on conventional power, and contribute to a greener future — without straining your finances.
Flexible Tenure
Choose a repayment period that suits your cash flow — from 12 to 84 months, designed to keep EMIs comfortable.
Attractive Interest Rates
Benefit from competitive solar loan rates starting at 7.99% flat or 12.5% reducing balance rate onwards.
No Additional Collateral
The solar installation itself serves as the asset — no need to pledge additional property or security to secure the loan.
EMIs Lower Than Electricity Bills
Your monthly loan EMI is structured to be lower than your current electricity bill — so you start saving from day one.
Minimal Documentation
Simplified digital processing with minimal paperwork ensures a fast, hassle-free loan approval experience.
Quick Score-Based Approvals
Score-based assessment ensures faster loan processing, with comprehensive financing covering solar panels
Eligibility
Meet the following criteria to qualify for a Solar Loan from Fintexis Services.
Loan Amount
Minimum ₹60 Lakhs up to ₹3 Crores — covering solar panels and all ancillary components.
Tenure
Flexible repayment period from 12 to 84 months based on your financial profile.
Minimum Turnover
The applicant business must have a minimum annual turnover of ₹25 Crores.
Business Vintage
Company must be at least 5 years old with a stable operational history.
Interest Rate
Attractive rates from 7.99% flat or 12.5% reducing balance rate onwards based on profile.
Required Documents
- Company at least 5 years old
- Minimum turnover ₹25 Crores
- Loan requirement ₹60L to ₹3 Crores
- GST registration in place
- Last 1 year bank statements available
- Last 2 years ITR filed
Ready to Go Solar?
Attractive rates from 7.99% flat or 12.5% reducing balance rate onwards based on profile.
Solar Rooftop Loan Eligibility Criteria
Choose the loan type that fits your exact need — whether you’re building, expanding, renovating, or buying from abroad.
Average Bank Balance Program
Max Loan = LTV or eligible amount based on max allowed EMI (whichever is lower) Max EMI = 0.50 × ABB (Average Bank Balance in operative account for last 12 months) Apply industry net margin on the turnover
GST Program
Latest 12 months' GST turnover to be considered Apply industry net margin on the turnover Calculate DSCR considering existing and proposed obligations Eligible EMI at DSCR 1.2 to be considered
Saving with Renewable Energy
Collect latest 3 months of electricity bills Calculate average energy consumption in units and amount Calculate energy savings with solar installation for same consumption Add back savings for higher loan eligibility
Government Subsidy Benefits
Take advantage of government solar subsidy schemes to reduce your overall installation cost and improve loan eligibility. Subsidy amount can be adjusted in the project cost, lowering your loan burden and EMI.
EMI Calculator
Loan EMI
Total Interest Payable
Total Payment
(Principal + Interest)
FAQs
Solar Loan FAQs
Can I install solar on EMI?
Yes, you can install solar panels on EMI with our Rooftop Solar Finance, which offers flexible loan repayment options tailored to your financial needs.
What is the cost of solar panels for rooftops?
The cost of solar panels for rooftops varies based on capacity, brand, and installation requirements. Typically depends on the lenders, on the size and efficiency of the system.
What are the typical solar panel loan rates?
Our solar panel loan rates start from a flat 7.99% or 12.5% reducing balance, depending on eligibility and credit profile.
Is there a subsidy or government incentive on solar panel loans?
Yes, there are government subsidies and financial incentives available in India to promote the adoption of solar panel systems, including those financed through loans. The primary initiative is the PM Surya Ghar: Muft Bijli Yojana, which offers subsidies on rooftop solar installations to help reduce household electricity bills. In addition to this, other financial schemes and loan options are available to make solar energy adoption more affordable for both individuals and businesses, including MSMEs. These incentives significantly lower the upfront cost, while a solar panel loan helps you finance the balance amount with easy EMIs.