Machinery Loan

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Machinery Loan

Easy Machinery Loans

100% Equipment Finance

For MSMEs & SMEs

Minimal Documentation

Quick Disbursal

Features & Benefits

Why choose a Machinery Loan?

Empower your business to acquire or upgrade essential equipment without straining working capital — scale operations without interruptions.

 

Flexible Tenure

Choose a repayment period from 12 to 60 months, designed to match your business cash flow and keep EMIs manageable.

Attractive Interest Rates

Attractive Interest Rates Competitive machinery loan rates starting from 12% per annum onwards, tailored to your business profile and creditworthiness.

No Additional Collateral

No Additional Collateral The machinery itself serves as the primary security — no need to pledge any additional property or assets to secure the loan.

EMIs Lower Than Electricity Bills

Up to 100% Equipment Financing Avail loans covering up to 100% of the equipment price, so your working capital stays free for day-to-day operations.

Minimal Documentation

Digital & Minimal Documentation Simplified digital paperwork with minimal documentation ensures a fast, hassle-free loan approval and quick disbursal.

Customized Repayment Options

Flexible foreclosure options and customized repayment schedules help you manage your finances with ease and confidence.

Eligibility

Meet the following criteria to qualify for a Machinery Loan from Fintexis Services.

Age Criteria

Applicant must be between 21 and 65 years of age at the time of loan application.

Credit Score

A minimum credit score of 650 or higher is required for loan eligibility.

Business Vintage

Minimum business vintage of 3 years with a stable operational history required.

Loan Amount

Loan amount ranges from ₹5 Lakh to ₹5 Crore, covering machinery purchase and ancillary components.

Interest Rate

Attractive rates starting from 12% per annum onwards, based on your credit and business profile.

Required Documents

  • Business ownership proof
  • Income Tax Returns (ITR) for the last 3 years
  • KYC Documents — Aadhaar card, PAN card, driving license, passport
  • Proforma invoice of the machinery purchase
  • Bank statements for the last 6 months

Ready to Upgrade Your Machinery?

Get the best machinery loan deal with higher loan amounts, attractive rates starting at 12%, and flexible repayment options — catering to MSMEs, SMEs, and enterprises across India.

Wide Range of Machinery & Equipment Financing Options

Choose the financing option that suits your business requirements — from medical equipment to farm machinery and beyond.

Medical Equipment Loans

Machinery Equipment Loa

Construction Machinery

Manufacturing Equipment

Farm Machinery Loans

Aviation Industry

Used Machinery Loan

Loan Against Machinery

Machinery Loan Eligibility and Documents

Apply Now

EMI Calculator

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FAQs

Solar Loan FAQs

What is the interest rate for machinery finance?
 
The interest rate for machinery finance starts from 12% per annum onwards and varies depending on your credit score, business vintage, loan amount, and the lending institution.
 
Yes, the machinery itself can be used as collateral against the loan. This means no additional property or asset needs to be pledged, making it easier for businesses to access financing.
 
For MSMEs, machinery loan interest rates typically start from 12% per annum. Government-backed MSME schemes may offer additional subsidies or lower rates depending on eligibility.
Machinery loans are offered by leading public and private sector banks, NBFCs, and financial institutions. Fintexis Services connects you with India’s top-tier lenders to get you the best deal.